How Buy A Toy Works: Recreational, Marine and Leisure Financing In Ontario

Why choose Buy A Toy?

With over 30 years of experience providing financial solutions for residents of Ontario, the team at Kingston’s Buy A Toy is the only name you need to know when you’re looking to finance items like boats, ATVs, RVs, trailers, and more. Our financial expertise and determined approach ensure that you can not only enjoy the toy you want but we’ll find you the best deal with the lowest rate possible. With a guaranteed pre-approval within 24 hours of applying, there’s no reason to hesitate! Simply read on to learn more about how the team at Buy A Toy operates (and gets you such a competitive rate).

A quick, simple, & secure application process

Our Kingston, Ontario financial brokerage is dedicated to providing you with a great deal—and quick! It all starts with our two-minute, secure online credit application, leading to a guaranteed pre-approval within just 24 hours. So don’t delay, you’re just a few questions away from getting pre-approved for a loan on the recreational vehicle, marine, or leisure toy of your dreams.

Dealer or Private Purchase

Here at Buy A Toy, we believe in freedom, which is why we’re happy to handle your financing whether you’re purchasing from a dealership or a private sale.

How to get a loan

Getting a loan is as simple as filling out our online form (in two minutes or less!), then letting the finance experts at Buy A Toy work their magic. We’ll go through the pre-approval process to get you started, as well as work with you to make purchasing your new toy from a dealership or private listing a smooth and enjoyable experience. Read on to learn about what you need to get pre-approved today!

What do you need to get approved?

Financing anything—whether an RV, ATV, boat, personal watercraft, or any other toy—might seem like a tall task, the team at Buy A Toy makes it easy. Just make sure you’ve got the following information on hand, and you can fill out our online credit application in as little as two minutes.

A copy of a legal Canadian ID (e.g. driver’s licence or passport)
Income verification documents (a pay stub or proof of employment)

It’s really that easy! Once you’ve been pre-approved, you can bring a copy of your purchase agreement and we’ll secure you the best loan possible.

Apply Today

We’ll work with your credit situation!

We’re happy to work with you to secure financing for your next toy, regardless of your credit situation or score. Prime or non-prime, it doesn’t matter to us—we just want to see you enjoying your dream toy! We specialize in getting you a great deal, and can even help you qualify for a zero down payment option.

No credit? No problem

Life is unpredictable, and even the most diligent and cautious people can end up in credit trouble—but that doesn’t matter to us. Even if you’ve filed for bankruptcy, we can help you rebuild your credit by purchasing a recreational vehicle, marine or leisure toy with the right loan for your current financial situation. Just let the credit experts at Kingston’s Buy A Toy use their substantial industry experience to help you get back on your feet!

So whether you’re looking for boat financing, RV financing, leisure financing or any other type of toy, the finance experts at Buy A Toy are here to help you secure the lowest competitive rate. Apply for pre-approval, or contact us with any questions you might have about our service or how you can own the boat, motorcycle, snowmobile, RV, dirt bike, or any other toy of your dreams today.